DANI DANIEL GIMON; RIVALDO OTNIEL MORENO SABAMI; KHRISNA ANDHIKA BAGASKARA; OWEN TOMAS KAYADU; THEOS ELASA NUMBERI. Klasifikasi Pengguna QRIS Berdasarkan Frekuensi Penggunaan Menggunakan Multinomial Logistic Regression. Sci-tech Journal, [S. l.], v. 4, n. 2, p. 215 –, 2025. DOI: 10.56709/stj.v4i3.802. Disponível em: https://www.mes-bogor.com/journal/index.php/stj/article/view/802. Acesso em: 7 may. 2026.